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Equity Release Advice

Equity release advice – don’t proceed without it!!

Before you apply for equity release, we strongly believe it is important that you look for impartial equity release advice before going any further for  the following reasons -

Equity release is usually an arrangement you will have for the rest of your life. This is why they are often called lifetime mortgages. Quality equity advice will provide you with a greater understanding of the equity release commitment

There are many equity release companies competing for your business. Our Independent equity release advice will help you compare these and choose the one that is most suited to your circumstances

Equity release can impact on any means tested State benefits and grants you may be eligible for. Take good equity release advice from a qualified professional Independent Financial Adviser and you should be able to avoid the risk of losing any benefits

To avoid it having a potential detrimental effect on your current entitlement or ability to claim in the future.

Interest rates offered by equity release companies vary significantly. If you take equity release from an independent adviser you will be able to make informed comparisons of the rates available. In addition, home reversion companies vary in the prices offered and maximum advances. We will help you choose the most appropriate company. Choosing the wrong one could cost you or your children dear.

As most lenders have different lending requirements, impartial equity release advice can help you avoid applying to lenders that will decline your application if for example you have an unusual property. We can help you find a lender willing to accept you.

There is a range of equity release companies that only deal through financial advisers. As equity release advisers we can get you access to these companies and give you a better choice.

 Equity release advice at City Investments – the next step

We are highly qualified and experienced independent financial advisers. We know the equity release market inside out. We have provided impartial equity release advice for over 20 years.

Our first meeting is free to establish whether equity release is appropriate for you and look at any other alternatives. If we feel equity release advice is not right for you we will tell you.

If you wish to proceed with an equity release application we will help you select the company most suited to your needs, deal with the paperwork for you and pursue your case through to completion.

We offer a national service. We are happy to provide  equity release advice, wherever you live. Please call to speak to a trained equity release adviser

Please call us on 01244 512247.

Your enquiry will be treated in the strictest confidence. We deal with you in a friendly and sympathetic way.

"Equity release" includes home reversion plans and lifetime mortgages. To understand the features and risks ask for a personalised illustration

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. City Investments is an Appointed Representative of TenetConnect Services Ltd, which is authorized and regulated by the Financial Services Authority. TenetConnect Services Ltd is entered on the FSA Register (www.fsa.gov.uk/register/) under reference 150643.

Licensed credit brokers. Written quotes on request. Loans subject to status. A suitable life policy may be required. Be sure you can afford the repayments before entering into any credit agreement. Information on this site is believed to be correct at time of issue and subject to change without notice. Any quotation issued is not an offer of a mortgage. Mortgage fees may be payable. The exact amount will depend upon individual circumstances. Please ask for an individual quotation.

Equity release mortgage fees. Typically, our equity release fees may be £345 on completion. We will also be paid a commission by your lender. Alternatively, you can pay us by fee only and we will refund to you any commission paid to us by your lender. In these circumstances the fee will be 2% of the loan so for example on a mortgage of £40000 x 2% = £800.00. This will be subject to a minimum fee of £750.00.

City Investments, University Building of Chester, Kingsway Building, Kingsway Chester CH2 2LB. 01244 512247.

The information on this site is for general guidance only and is subject to the UK regulatory regime. Privacy Statement/General Terms. It is targeted at consumers based in the UK City Investments is owned by G Davies BSc (Econ), CeMap, Principal. © Copyright City Investments February 2004. All rights reserved.