IPension Drawdown

Pension Drawdown Advice


Pension Drawdown, Annuities and Retirement Options - Which is best for me?


From April 2015 many changes were made to the UK pension system. Pension Freedoms and Pension Drawdown options become more flexible. Most clients now have more choices.


Previously, many of those retiring will have put their retirement fund into an annuity. Most annuities provide you with an income for the rest of your life. Now, however, most clients have many options and more control over how to use the money in your pension plans. You also need to understand the pitfalls of any decisions you make, such as the impact of tax and investment risk.


When you retire, you can choose how you want to take income from your pension savings.


What are my pension options?


You Can -

But which pension option is right for me?

For many clients these Pension freedoms are all good news. However, pension options such as pension drawdown can be complicated.  The flexibility can be confusing as some of these options come with investment risks. Making a mistake can leave you with a smaller pension pot than you expected or, a higher tax bill.


We believe specialist independent retirement advice is vital. We can help you with the following important points.

We can help you with all the above points. We talk you through your options and put a plan in place that is designed for your individual needs and objectives, both now and throughout your retirement.


Structuring your pension arrangements in retirement is one of the biggest financial decisions you will ever face. We are Chartered Financial Planners and have proven expertise in Pension Drawdown, Annuities and retirement options.

We help you with these choices. We can give you peace of mind about your financial future. We make no charge for our first meeting.

Call in confidence - 01244 566526

A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation


The value of investments and income from them may go down. You may not get back the original amount invested.
A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

 

 

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