Equity Release Schemes

Long Term Care Fee Advice in Chester

Planning For Long Term Care


Over 130,000 elderly people enter residential care or have care in the home each year.*1  This can be one of the most expensive times in a client's life.  In addition local authority care is means tested and highly restricted.


Given the costs is can be tempting to pay for care from savings of the proceeds of selling their home. However, for every four that tries, one runs out of money before their need for care ends.

These clients may have to fall back on state provision. This could mean down grading rooms, sharing or even moving home completely - just when they could be at their most vulnerable.


We offer comprehensive advice on a range of solutions, which can be tailored to the needs of clients who find themselves in this position. We can help minimise the risks of running out of money to pay for care fees.

For an informal discussion please do not hesitate to contact us. Your enquiry will be treated in the strictest confidence. We deal with you in a friendly and sympathetic way.


Please call us on 01244 566526

* 1 Source - Laing & Buisson, Care of Elderly People, UK Market survey 2012/13
*2 Source - Local Government Intelligence Unit, Independent Ageing 2012.

 

"Equity release" includes home reversion plans and lifetime mortgages. To understand the features and risks ask for a personalised illustration